4H Materials

4H Agency x G3 Magazine: Croatia – regulated and stable, but cautiously evolving

INDUSTRY NEWS AND INSIGHTS
In the March 2025 issue of G3 Magazine, Ivan Kurochkin, Partner and Head of Consulting Department at 4H Agency, analyzes the current state of Croatia’s gambling sector. While the market remains one of the most stable in the Balkans, it has seen limited modernization, especially in the fast-growing iGaming segment.

Key Insights

Croatia gambling is regulated under a central framework overseen by the Ministry of Finance. Operators must obtain a Croatia gambling license to offer services legally, including land-based casinos, betting shops, and online gambling. However, the market structure favors state-run entities, which limits competition and slows innovation in Croatia iGaming.

The existing Croatia gambling law does not provide a fully open online market. While some private operators are active under concession agreements, there is no dedicated licensing system for international iGaming operators—making compliance and entry strategies more complex. Taxation is relatively moderate, but advertising restrictions and a lack of regulatory clarity continue to pose barriers for newcomers.

With potential for liberalization in the coming years, Croatia remains a watchlist jurisdiction for operators aiming to enter regulated Balkan markets.

Read the full article & get expert help

Explore the full article in G3 Magazine here: G3 March 2025 – Croatia Gambling Market
Looking to understand Croatia gambling law or apply for a Croatia gambling license? 4H Agency offers expert legal and strategic support for entering and operating in the Croatia iGaming space. Contact us via Email or Telegram to get started today.